Financial News & Insights

Are your finances keeping you up at night? Take the first step toward a secure future by scheduling a Q&A call with us!

If there is one thing that must be managed wisely, it’s your wealth, assets, and, most importantly, an inheritance. At Rand Financial Planning, we think it is important for you to have the necessary tools required to take on any financial challenge, whether it’s investment planning or preparing for retirement.

They don’t call them the golden years for nothing. More time with family and friends, traveling, taking up new hobbies…and the list goes on. So you’re ready to leave the 9-5 world behind and begin the best stage of life: retirement. You’ve worked for decades to build your wealth and accumulate substantial retirement assets, but do you know how taxes will affect your nest egg? Don’t neglect to consider taxes in retirement, especially if you have multiple tax-deferred plans. It’s wise to have a tax strategist by your side to help you make the choices that might affect the rest of your retirement—for better or worse.

You’re kicking back, margarita in hand, on some undisclosed tropical island, lying in a hammock near the beach. This is the way it’s supposed to be—retirement at its finest. You worked hard for this, and you are going to enjoy it! At least for a while, before retirement bliss is met with some retirement risk realities. Be ready for whatever life throws at you. Here are a few common post-retirement risks and how to prepare for them.

The number of Americans retiring has nearly doubled in the past 20 years with 10,000 people a day reaching age 65. How close are you getting to that milestone?

You’ve saved diligently for years, are at the pinnacle of your career, and are getting ready to make the transition into retirement. Congratulations! At the same time, you may be wondering if you’ve done everything you can to prepare to retire successfully. Addressing the following vital areas before you take the leap into retirement will help you get started on the right track.

The recent market downturn could be a beneficial opportunity for some investors. Should you be taking advantage of today's bear market? We'll help make your decision easier with these 5 considerations.