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Where Your Financial Plan Takes Shape

Our Initial Process and Beyond

Retaining a financial planner is an important decision and it’s important that you are comfortable with your advisor. From the first meeting and beyond, you will work with Marge, our sole financial advisor.

We do not charge a fee for this initial process because our goal is to help us both make an educated and informed decision about working together. You are under no obligation to retain us.

initial phone call with rand financial planning
Initial Phone Meeting

This 20-minute phone call will give us both a chance to get acquainted and make sure our financial planning services are a match for your situation.  

first meeting at rand financial planning
Initial In-Person (or Virtual) Meeting 

The purpose of this first meeting is to learn more about you and to gain an understanding of your goals, needs and concerns. Because the information we gather in this meeting forms a critical foundation for the entire financial planning process, this meeting usually lasts about 60-90 minutes. At the end of this meeting, we will ask you whether you want us to perform our complimentary analysis using the documents you provided.

marge rand analysis
Our Analysis

Marge will apply her knowledge and expertise to answer these three questions for you:
  1. How will we help you resolve your concerns and meet your goals?
  2. Are you paying too much in taxes?
  3. What adjustments can be made to your investment portfolio to make it work harder for you?
    Marge will then prepare a proposal outlining how we would work together.

second meeting at rand financial planning
Second Meeting of Our Initial Process (Virtually or In Our Office)

In our second meeting, Marge will explain the findings of her analysis and go over the proposal. Additionally, she will be happy to answer any questions that you have. At the end of this meeting, Marge will ask if you would like to begin working with us or if you would like some time to think it over. If you decide to work with us, we can schedule our Welcome Aboard Meeting.

welcome aboard rand financial planning
Welcome Aboard Meeting and Beyond

In this meeting, we will gather additional information needed to get us up and running. Then together, we will map out your meeting schedule to address your top concerns first and then to step by step work through your full financial picture. This process involves meeting about every 6 weeks. Once complete, we will have proactive meetings every six months, with additional meetings added as needed to implement and maintain your financial plan, as well as address any new concerns that arise, implement tax planning strategies and make adjustments to your investment portfolio. You can also schedule additional in-office, online or phone appointments with us at any time at no additional cost. 

Overall, our process is a guideline we use to keep us on track. While we like to follow this process, we recognize each of our clients is unique and each have their own schedules and goals. We are very flexible and can adjust our process to best meet your needs.


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