facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast blog search brokercheck brokercheck
%POST_TITLE% Thumbnail

Why I Work With Surviving Spouses

By Marjorie L. Rand, CPA, CFP®, RICP®

Creating a new future after loss is one of the most challenging parts of life, and the last thing you want to think about is what to do with your finances. For the past 30 years, I have been working with surviving spouses to handle the settlement of their spouse’s estate and help them move forward on their own. I feel honored to be a support system my clients rely on to navigate such a trying time.

Bridging the Knowledge Gap

For most widows, their husbands were the ones who handled the finances. They often come to me for help because they are unfamiliar with what they need to do or how they should invest their money. I help them through this learning curve, bridging the knowledge gap with educational tools and resources so they can move forward with financial confidence.

My strong estate and income tax background enables me to provide insight and make recommendations that can really help as they adjust to a new future. Helping to reduce the financial burden of unnecessary tax bills, provides at least a bit of relief during such a difficult time. 

Honest, Unbiased Advice

There is a special place in my heart for surviving spouses who lack financial expertise and are in the midst of their grief. I feel they need extra protection. They need someone who cares about them, someone to give them honest, unbiased advice, and someone to look out for their best interests. These people are emotionally vulnerable and don’t have the time or capacity to deal with the intricacies of their finances, so they need someone they can trust.  

At Rand Financial Planning, we do not take custody of our clients’ assets and we do not sell any products. Because of this, we are in the best position to provide unbiased advice and act in our clients’ best interests. This is exactly the type of trust and reassurance many surviving spouses need when working with a financial planner, and I am honored to be able to provide such help.

Move Forward With Confidence

Moving forward after loss is challenging enough; complicated finances and estate planning shouldn’t get in the way. If you are a surviving spouse looking for help navigating your financial future with confidence, schedule a 20-minute introductory call or reach out to me at 908-895-2406 or marge@randfinancialplanning.com to see if I’m the right fit to help you on your financial journey.

About Marge

Marjorie Rand is founder and financial advisor at Rand Financial Planning, a comprehensive, fee-only, fiduciary financial planning firm. Marge specializes in helping her clients plan for a secure retirement and navigate life’s many transitions through customized, tax-efficient retirement planning. She is passionate about empowering her clients to make the best financial decisions for their life and being by their side no matter what life throws at them. Marjorie spent many years as a CPA before founding Rand Financial Planning so she could be a go-to source for all her clients’ financial needs and help them avoid costly mistakes. She has a bachelor’s degree in accounting from Rutgers University and a Master of Science in Taxation from Fairleigh Dickinson University, along with the Retirement Income Certified Professional® (RICP®) and CERTIFIED FINANCIAL PLANNER™ certifications. When she’s not working, Marge enjoys boating, horseback riding, traveling, and hiking with her husband and her dog, Rangeley. To learn more about Marjorie, connect with her on LinkedIn.
Get Started